/* === CSS RESET & NORMALIZE === */
html, body, div, span, applet, object, iframe,
h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code,
del, dfn, em, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var,
b, u, i, center,
dl, dt, dd, ol, ul, li,
fieldset, form, label, legend,
table, caption, tbody, tfoot, thead, tr, th, td,
article, aside, canvas, details, embed,
figure, figcaption, footer, header, hgroup,
menu, nav, output, ruby, section, summary,
time, mark, audio, video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  box-sizing: border-box;
}
html {
  scroll-behavior: smooth;
}
body {
  line-height: 1.5;
  background: #fff8f2;
  color: #1a1a1a;
  font-family: 'Roboto', Arial, sans-serif;
  font-size: 16px;
  min-height: 100vh;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
img {
  max-width: 100%;
  height: auto;
  display: block;
}
a {
  color: #247ba0;
  text-decoration: none;
  transition: color 0.2s;
}
a:hover, a:focus {
  color: #b57000;
  text-decoration: underline;
}
strong {
  font-weight: 700;
}
em {
  font-style: italic;
}
ul, ol {
  margin-left: 1.2em;
  margin-bottom: 1em;
}
li {
  margin-bottom: 0.5em;
}
h1, h2, h3, h4, h5, h6 {
  font-family: 'Montserrat', Arial, sans-serif;
  color: #14213d;
  font-weight: 700;
  margin-bottom: 0.5em;
}
h1 {
  font-size: 2.5rem;
  line-height: 1.2;
  letter-spacing: -0.5px;
  margin-bottom: 20px;
}
h2 {
  font-size: 2rem;
  margin-bottom: 16px;
}
h3 {
  font-size: 1.25rem;
  margin-bottom: 8px;
}
h4 {
  font-size: 1rem;
}
.container {
  width: 100%;
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 20px;
}
/* ==== LAYOUT ==== */
.section {
  margin-bottom: 60px;
  padding: 40px 20px;
}
.content-wrapper {
  display: flex;
  flex-direction: column;
  gap: 24px;
}
.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}
.card {
  background: #fff;
  border-radius: 18px;
  padding: 28px 28px 22px 28px;
  box-shadow: 0 3px 14px 0 rgba(36,123,160,0.07);
  margin-bottom: 20px;
  position: relative;
  flex: 1 1 290px;
  min-width: 290px;
  transition: box-shadow 0.18s;
}
.card:hover {
  box-shadow: 0 6px 30px 0 rgba(36,123,160,0.16);
}
.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
.testimonial-card {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 20px;
  padding: 20px 28px 20px 28px;
  background: #fff8f2;
  border-radius: 18px;
  margin-bottom: 20px;
  box-shadow: 0 2px 10px 0 rgba(247,179,43,0.12);
  border-left: 4px solid #f7b32b;
  transition: box-shadow 0.18s;
}
.testimonial-card p {
  color: #14213d;
  font-size: 1.11rem;
}
.testimonial-card span {
  font-size: 0.92rem;
  color: #247ba0;
  font-weight: 700;
}
.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
}
.feature-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: flex-start;
  list-style: none;
  padding: 0;
}
.feature-grid li {
  background: #fff;
  border-radius: 16px;
  box-shadow: 0 2px 10px 0 rgba(36,123,160,0.07);
  flex: 1 1 270px;
  min-width: 250px;
  padding: 24px 20px 20px 20px;
  margin-bottom: 20px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  transition: box-shadow 0.18s;
}
.feature-grid li:hover {
  box-shadow: 0 4px 22px 0 rgba(183,112,0,0.11);
}
.feature-grid img {
  width: 50px;
  height: 50px;
  margin-bottom: 18px;
}
/* === HEADER & NAVIGATION === */
header {
  width: 100%;
  background: #fff8f2;
  box-shadow: 0 2px 7px 0 rgba(20,33,61,0.04);
  position: sticky;
  top: 0;
  z-index: 1000;
}
.main-nav {
  display: flex;
  align-items: center;
  gap: 18px;
  height: 90px;
  justify-content: flex-start;
  padding: 0 20px;
  position: relative;
}
.main-nav a {
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 600;
  color: #14213d;
  padding: 6px 14px;
  font-size: 1rem;
  border-radius: 12px;
  transition: background 0.16s, color 0.16s;
  display: flex;
  align-items: center;
  height: 40px;
}
.main-nav a img {
  height: 44px;
  width: auto;
  margin-right: 14px;
  background: transparent;
  border-radius: 0;
}
.main-nav a:hover,
.main-nav a:focus {
  background: #f7b32b22;
  color: #b57000;
}
/* Hide mobile menu elements on desktop */
.mobile-menu-toggle {
  display: none;
}
.mobile-menu {
  display: none;
}
/* ==== HERO / TEXT SECTION ==== */
.text-section {
  background: #fff;
  border-radius: 28px;
  padding: 38px 28px;
  box-shadow: 0 3px 30px 0 rgba(36,123,160,0.08);
  margin-bottom: 20px;
  justify-content: center;
  align-items: center;
}
.text-section p {
  font-size: 1.14rem;
  color: #14213d;
  margin-bottom: 12px;
}
/* ==== SERVICES ==== */
.services-section ul {
  list-style: none;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 18px;
}
.services-section ul li {
  background: #fff8f2;
  padding: 22px 20px;
  border-radius: 14px;
  box-shadow: 0 1px 6px 0 rgba(247,179,43,0.05);
}
.services-section strong {
  color: #14213d;
  font-weight: 700;
}
.services-section em {
  color: #247ba0;
}
/* ==== ABOUT & TEAM ==== */
.about-section, .about-snapshot, .contact-section, .faq-section, .legal-section {
  background: #fff;
  border-radius: 20px;
  padding: 32px 24px;
  box-shadow: 0 1px 12px 0 rgba(36,123,160,0.07);
}
.team-section {
  background: #fff8f2;
  border-radius: 20px;
  padding: 32px 24px;
  box-shadow: 0 1px 8px 0 rgba(247,179,43,0.05);
}
.team-profile {
  background: #fff;
  border-radius: 14px;
  box-shadow: 0 1px 6px 0 rgba(36,123,160,0.09);
  margin-bottom: 20px;
  padding: 20px 18px;
}
.team-profile h3 {
  color: #247ba0;
}
/* ==== CTA BUTTONS ==== */
.cta-button {
  display: inline-block;
  background: #f7b32b;
  color: #14213d;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 700;
  font-size: 1.25rem;
  padding: 15px 38px;
  border-radius: 30px;
  border: none;
  box-shadow: 0 3px 18px 0 rgba(247,179,43,0.13);
  cursor: pointer;
  margin-top: 10px;
  transition: background 0.18s, color 0.18s, box-shadow 0.18s;
}
.cta-button:hover,
.cta-button:focus {
  background: #b57000;
  color: #fff;
  box-shadow: 0 6px 30px 0 rgba(247,179,43,0.19);
  text-decoration: none;
}
.cta-section {
  background: #fff8f2;
  border-radius: 22px;
  text-align: center;
  padding: 42px 28px;
  box-shadow: 0 2px 10px 0 rgba(36,123,160,0.05);
  margin-bottom: 20px;
}
/* ==== FOOTER ==== */
footer {
  background: #14213d;
  padding: 0;
  color: #fff;
  margin-top: 30px;
}
.footer-section {
  display: flex;
  flex-direction: row;
  gap: 32px;
  align-items: flex-start;
  justify-content: space-between;
  padding: 36px 0 22px 0;
  flex-wrap: wrap;
}
.footer-section img {
  width: 54px;
  height: auto;
  margin-right: 18px;
  margin-bottom: 8px;
  background: transparent;
  border-radius: 0;
}
.footer-links {
  display: flex;
  flex-direction: column;
  gap: 7px;
}
.footer-links a {
  color: #fff;
  text-decoration: none;
  font-size: 1rem;
  font-weight: 500;
  padding: 2px 0;
  border-radius: 8px;
  transition: background 0.14s, color 0.14s;
}
.footer-links a:hover,
.footer-links a:focus {
  background: #f7b32b;
  color: #14213d;
}
.footer-contact p {
  font-size: 0.99rem;
  color: #fff;
  margin-bottom: 6px;
}
/* ==== MOBILE MENU ==== */
.mobile-menu-toggle {
  display: none;
  position: absolute;
  right: 24px;
  top: 24px;
  background: #f7b32b;
  color: #14213d;
  font-size: 2rem;
  padding: 10px 16px;
  border: none;
  border-radius: 50%;
  cursor: pointer;
  box-shadow: 0 2px 6px rgba(183,112,0,0.12);
  z-index: 1200;
  transition: background 0.15s, color 0.15s;
}
.mobile-menu-toggle:hover,
.mobile-menu-toggle:focus {
  background: #b57000;
  color: #fff;
}
.mobile-menu {
  display: flex;
  flex-direction: column;
  position: fixed;
  top: 0;
  left: 0;
  width: 100vw;
  height: 100vh;
  background: #fff8f2;
  box-shadow: 0 2px 28px rgba(20,33,61,0.20);
  z-index: 2000;
  transform: translateX(-100vw);
  opacity: 0;
  transition: transform 0.32s cubic-bezier(.77,.01,.49,1.02), opacity 0.22s;
}
.mobile-menu.open {
  transform: translateX(0);
  opacity: 1;
}
.mobile-menu-close {
  align-self: flex-end;
  background: #fff;
  border: none;
  color: #14213d;
  font-size: 2rem;
  border-radius: 50%;
  margin: 18px 22px 0 0;
  padding: 10px 16px;
  box-shadow: 0 2px 6px rgba(36,123,160,0.09);
  cursor: pointer;
  transition: background 0.14s, color 0.14s;
}
.mobile-menu-close:hover,
.mobile-menu-close:focus {
  background: #f7b32b;
  color: #14213d;
}
.mobile-nav {
  display: flex;
  flex-direction: column;
  gap: 17px;
  align-items: center;
  margin-top: 40px;
}
.mobile-nav a {
  color: #14213d;
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.22rem;
  font-weight: 600;
  padding: 13px 0;
  border-radius: 14px;
  width: 91vw;
  text-align: center;
  background: #fff;
  margin-bottom: 4px;
  transition: background 0.13s, color 0.13s;
}
.mobile-nav a:hover, .mobile-nav a:focus {
  background: #f7b32b;
  color: #fff;
}
@media (max-width: 980px) {
  .footer-section {
    flex-direction: column;
    gap: 20px;
    align-items: flex-start;
  }
  .main-nav {
    gap: 8px;
  }
}
@media (max-width: 900px) {
  .main-nav {
    flex-wrap: wrap;
    height: auto;
    gap: 8px;
    padding: 16px 8px 8px 8px;
  }
  .footer-section {
    flex-direction: column;
  }
}
@media (max-width: 768px) {
  .main-nav {
    display: none !important;
  }
  .mobile-menu-toggle {
    display: block;
  }
  .container {
    padding: 0 10px;
  }
  .feature-grid, .card-container, .content-grid {
    flex-direction: column;
    gap: 20px;
  }
  .text-section, .about-section, .about-snapshot, .contact-section, .faq-section, .services-section, .features-section, .legal-section, .cta-section, .team-section {
    padding: 20px 10px;
    margin-bottom: 20px;
  }
  .testimonial-card, .team-profile, .feature-grid li {
    min-width: 0;
    padding: 18px 14px;
    font-size: 1rem;
  }
  .content-wrapper {
    gap: 15px;
  }
  .text-image-section {
    flex-direction: column;
    align-items: flex-start;
    gap: 16px;
  }
  .footer-section {
    flex-direction: column;
    gap: 14px;
  }
  h1 {
    font-size: 2rem;
  }
  h2 {
    font-size: 1.38rem;
  }
  .cta-button {
    font-size: 1.07rem;
    padding: 11px 22px;
  }
}
@media (max-width: 520px) {
  .footer-section img {
    width: 38px;
  }
  .cta-section {
    padding: 20px 8px;
  }
}
/* ==== ANIMATION for Mobile Menu ==== */
.mobile-menu {
  will-change: transform, opacity;
}
/* ==== COOKIE BANNER ==== */
.cookie-banner {
  position: fixed;
  left: 0;
  bottom: 0;
  width: 100vw;
  background: #fff8f2;
  color: #14213d;
  padding: 22px 16px 18px 16px;
  box-shadow: 0 -3px 30px 0 rgba(36,123,160,0.11);
  border-top: 3px solid #f7b32b;
  z-index: 2500;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 17px;
  animation: fadeInBanner 0.6s;
}
@keyframes fadeInBanner {
  from {
    opacity: 0;
    transform: translateY(80px);
  }
  to {
    opacity: 1;
    transform: none;
  }
}
.cookie-banner strong {
  font-weight: 700;
}
.cookie-btns {
  display: flex;
  flex-direction: row;
  gap: 16px;
}
.cookie-btns button {
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 600;
  font-size: 1rem;
  border-radius: 18px;
  border: none;
  padding: 11px 26px;
  cursor: pointer;
  transition: background 0.17s, color 0.17s, box-shadow 0.15s;
}
.cookie-btns .accept {
  background: #f7b32b;
  color: #1a1a1a;
  box-shadow: 0 2px 10px rgba(247,179,43,0.10);
}
.cookie-btns .accept:hover {
  background: #b57000;
  color: #fff;
}
.cookie-btns .reject {
  background: #fff;
  color: #b57000;
  border: 2px solid #b57000;
}
.cookie-btns .reject:hover {
  background: #ffe6c4;
}
.cookie-btns .settings {
  background: #247ba0;
  color: #fff;
}
.cookie-btns .settings:hover {
  background: #1a4b7b;
  color: #fff;
}
/* ==== COOKIE MODAL ==== */
.cookie-modal-overlay {
  display: none;
  position: fixed;
  left: 0; top: 0; right: 0; bottom: 0;
  background: rgba(36,123,160,0.30);
  z-index: 4000;
  align-items: center;
  justify-content: center;
  animation: fadeInModal 0.2s;
}
.cookie-modal-overlay.open {
  display: flex;
}
@keyframes fadeInModal {
  from { opacity: 0; }
  to { opacity: 1; }
}
.cookie-modal {
  background: #fff8f2;
  border-radius: 16px;
  padding: 38px 26px 26px 26px;
  max-width: 410px;
  width: 90vw;
  box-shadow: 0 6px 40px 0 rgba(36,123,160,0.17);
  color: #14213d;
  display: flex;
  flex-direction: column;
  gap: 23px;
  position: relative;
}
.cookie-modal h2 {
  font-size: 1.22rem;
}
.cookie-modal-category {
  margin-bottom: 14px;
  padding-bottom: 13px;
  border-bottom: 1px solid #f7b32b33;
  display: flex;
  flex-direction: row;
  justify-content: space-between;
  align-items: center;
}
.cookie-modal-category:last-child {
  border-bottom: 0;
}
.cookie-modal-category label {
  font-weight: 600;
}
.cookie-modal-category input[type="checkbox"] {
  accent-color: #247ba0;
  width: 22px;
  height: 22px;
  border-radius: 6px;
}
.cookie-modal-close {
  position: absolute;
  top: 14px;
  right: 18px;
  background: #fff;
  border: none;
  font-size: 1.5rem;
  color: #b57000;
  cursor: pointer;
  border-radius: 50%;
  width: 36px;
  height: 36px;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 2px 8px 0 rgba(36,123,160,0.07);
  transition: background 0.14s, color 0.14s;
  z-index: 10;
}
.cookie-modal-close:hover, .cookie-modal-close:focus {
  background: #f7b32b;
  color: #fff;
}
.cookie-modal .cookie-btns {
  margin-top: 14px;
}
@media (max-width: 600px) {
  .cookie-modal {
    padding: 18px 7px 16px 7px;
    max-width: 98vw;
  }
}
/* ==== SHARED UTILITIES & MICRO-ANIMATIONS ==== */
@media (hover: hover) {
  .card:hover, .feature-grid li:hover, .testimonial-card:hover {
    transition: box-shadow 0.18s, transform 0.18s;
    box-shadow: 0 6px 30px 0 rgba(36,123,160,0.16);
    transform: translateY(-2px) scale(1.02);
  }
}
::-webkit-scrollbar {
  width: 7px;
  background: #fff8f2;
}
::-webkit-scrollbar-thumb {
  background: #f7b32b22;
  border-radius: 4px;
}

/* ==== ACCESSIBILITY: FOCUS ==== */
a:focus, button:focus, .cta-button:focus, .cookie-btns button:focus {
  outline: 2px solid #f7b32b;
  outline-offset: 2px;
  z-index: 10;
}

/* ==== PRINT STYLES ==== */
@media print {
  header, footer, .mobile-menu, .cookie-banner, .cookie-modal-overlay { display: none !important; }
  section, .container, main, body { background: #fff !important; color: #000 !important; }
}